![]() ![]() ![]() You might be wondering, “What camera gear is covered?”įull Frame Insurance covers equipment that is used primarily for your business. If you’re looking for clarification on what any of those coverages mean and what they would cover, head over to our post on navigating the world of photography insurance where Full Frame has detailed that all for you. Plus, when you purchase an annual photography insurance policy with the added camera gear endorsement you are covered with many other coverages. We insure our vehicles, right? Doesn’t your DSLR deserve the same kind of love? From traveling freelancers to stationary in-studio photographers, you should always do business with camera gear insurance in hand. This means that if something were to happen to your gear while on the job or while in transport you could likely file a claim and have the replacement or repair costs covered.Ĭamera gear insurance is essential in any photography business due to the risks associated with owning very expensive equipment. What is Camera Gear Insurance?Ĭamera gear insurance is designed to cover your cameras, lenses, lighting equipment, and other photography gear on and off premises and during transportation. We’re here to explain camera gear insurance, what it is, what gear is covered, its benefits, and how you can prepare to purchase by calculating the worth of your gear. You might think camera gear insurance is super complicated, but that is not the case at all! The best thing you can do for your photography business is to purchase and carry camera gear coverage for all of your equipment on top of your photography insurance. Would you be able to replace it out of pocket right there and then?Ī lot of the time, the answer to these questions is a deafening, “No.” What if, while on a shoot, you drop your favorite camera and shatter the body. Would you be able to replace everything using your own money? If you have a business, would you be able to go on with your day-to-day operations without the missing gear? ![]() You’ve heard it before and we’re here to remind you once more: you should really be insuring your camera gear with camera gear insurance.ĭid you know that if more than 50% of your income stems from your photography business then your gear is likely not covered by your homeowners or renters insurance policy? How bummed would you be if someone broke into your home and not only busted a window but also snatched up all your business equipment? ![]()
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